\r\n You take online privacy seriously, and so does AmWest Funding. It's our way of sustaining your trust in our company, our products, and our services. Our privacy statement describes how we collect, protect, and use customer information. \r\n
\r\n\r\n We strive to safeguard your data and do so by:\r\n
\r\n\r\n Our systems automatically switch to \"secure\" mode when you are asked to enter personal information on our AmWest Funding website. To keep your data safe, we use:\r\n
\r\n\r\n Our AmWest Funding Corp website makes use of \"cookie\" technology to\r\n measure site activity. A cookie is an element of data that a web site\r\n can send to your browser, which may then store the cookie on your hard\r\n drive.\r\n
\r\n\r\n When you visit the AmWest Funding Corp web site, we may collect and\r\n store information about your visit on an anonymous, aggregate basis.\r\n We use this information only to measure site activity and to develop\r\n ideas for improving our sites. This information may include:\r\n
\r\n\r\n There are several opportunities on our Web sites for you to provide us\r\n with personal information, such as:\r\n
\r\n\r\n When you fill out a loan application on our site, we may ask for a\r\n variety of information to help us evaluate your eligibility and\r\n determine the loan product that may be right for you.\r\n
\r\n\r\n To fund your loan, comply with government regulations, improve our\r\n products and services, and better understand your financial needs, we\r\n collect and maintain your current customer and your prior customer\r\n data if you are a returning client. We collect information:\r\n
\r\n\r\n We disclose some of this data to third parties such as credit\r\n reporting agencies, regulators and loan investors. We only work with\r\n parties that agree to keep the information confidential and not use it\r\n for any other purpose.\r\n
\r\n\r\n To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, \r\n verify, and record information that identifies each person who open an account. What this means for you: When you open an account, we will ask for your name, \r\n address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.\r\n
\r\n\r\n This CCPA PRIVACY NOTICE is for California residents only and supplements the information contained in the Privacy Statement of AmWest Funding Corp. and dba Bridgeway Financial and its subsidiaries (collectively, “we,” “us,” or “our”) and applies solely to visitors, client’s, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice. The Company does not use or disclose sensitive personal information for purposes other than those specified in California Consumer Privacy Act Regulations 7027 (m).\r\n
\r\nInformation We Collect
\r\n\r\n\r\n We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). In particular, we have collected, or disclosed for a business purpose to third parties, the following categories of personal information from consumers within the last twelve (12) months in order to facilitate the processing of your mortgage loan application :\r\n
\r\nPersonal information does not include:
\r\n\r\n We obtain the categories of personal information listed above from the\r\n following categories of sources:\r\n
\r\nUse of Personal Information
\r\n\r\n We may use or disclose the personal information we collect for one or\r\n more of the following business purposes:\r\n
\r\n\r\n We will not collect additional categories of personal information or\r\n use the personal information we collected for materially different,\r\n unrelated, or incompatible purposes without providing you notice.\r\n
\r\nSharing Personal Information
\r\n\r\n We may disclose your personal information to a third party for a\r\n business purpose. When we disclose personal information for a business\r\n purpose, we enter a contract that describes the purpose and requires\r\n the recipient to both keep that personal information confidential and\r\n not use it for any purpose except performing the contract.\r\n
\r\n\r\n We disclose your personal information for a business purpose to the\r\n following categories of third parties:\r\n
\r\n\r\n In order to facilitate the processing of your mortgage loan application, in the preceding twelve (12) months, we have shared the categories of personal information indicated in the “Information We Collect” section set forth above in this Privacy Policy to:\r\n
\r\n\r\n In the preceding twelve (12) months, we have not sold any personal information and we have no intention of doing so in the future. The Company does not collect or sell the personal information of consumers under 16 years of age. \r\n
\r\nYour Rights and Choices
\r\n\r\n The CCPA provides consumers (California residents) with specific\r\n rights regarding their personal information. This section describes\r\n your CCPA rights and explains how to exercise those rights.\r\n
\r\n\r\n Access to Specific Information and Data Portability\r\n
\r\n\r\n Unless your personal information is excluded from the scope of the\r\n CCPA, you have the right to request that we disclose certain\r\n information to you about our collection and use of your personal\r\n information over the past 12 months. Once we receive and confirm your\r\n verifiable consumer request, we will disclose to you:\r\n
\r\nDeletion Request Rights
\r\n\r\n Unless your personal information is excluded from the scope of the\r\n CCPA, you have the right to request that we delete any of your\r\n personal information that we collected from you and retained, subject\r\n to certain exceptions. Once we receive and confirm your verifiable\r\n consumer request, we will delete (and direct our service providers to\r\n delete) your personal information from our records, unless an\r\n exception applies.\r\n
\r\n\r\n We may deny your deletion request if retaining the information is\r\n necessary for us or our service providers to:\r\n
\r\n\r\n Exercising Access, Data Portability, and Deletion Rights\r\n
\r\n\r\n To exercise the access, data portability, and deletion rights\r\n described above, please submit a verifiable consumer request to us by\r\n either:\r\n
\r\n\r\n Only you or a person registered with the California Secretary of State\r\n that you authorize to act on your behalf, may make a verifiable\r\n consumer request related to your personal information. You may also\r\n make a verifiable consumer request on behalf of your minor child.\r\n
\r\n\r\n You may only make a verifiable consumer request for access or data\r\n portability twice within a 12-month period. The verifiable consumer\r\n request must:\r\n
\r\n\r\n We cannot respond to your request or provide you with personal\r\n information if we cannot verify your identity or authority to make the\r\n request and confirm the personal information relates to you. Making a\r\n verifiable consumer request does not require you to create an account\r\n with us. We will only use personal information provided in a\r\n verifiable consumer request to verify the requestor's identity or\r\n authority to make the request. Our practices with regard to verifying\r\n a request will vary depending on the request and the information we\r\n have on the person making the request.\r\n
\r\n\r\n Response Timing and Format\r\n
\r\n\r\n We endeavor to respond to a verifiable consumer request within 45 days\r\n of its receipt. If we require more time (up to 90 days), we will\r\n inform you of the reason and extension period in writing. If you have\r\n an account with us, we will deliver our written response to that\r\n account. If you do not have an account with us, we will deliver our\r\n written response by mail or electronically, at your option. Any\r\n disclosures we provide will only cover the 12-month period preceding\r\n the verifiable consumer request's receipt. The response we provide\r\n will also explain the reasons we cannot comply with a request, if\r\n applicable. For data portability requests, we will select a format to\r\n provide your personal information that is readily useable and should\r\n allow you to transmit the information from one entity to another\r\n entity without hindrance.\r\n
\r\n\r\n We do not charge a fee to process or respond to your verifiable\r\n consumer request unless it is excessive, repetitive, or manifestly\r\n unfounded. If we determine that the request warrants a fee, we will\r\n tell you why we made that decision and provide you with a cost\r\n estimate before completing your request.\r\n
\r\n\r\n Non-Discrimination\r\n
\r\n\r\n We will not discriminate against you for exercising any of your CCPA\r\n rights. Unless permitted by the CCPA, we will not:\r\n
\r\n\r\n Changes to Our Privacy Notice\r\n
\r\n\r\n We reserve the right to amend this privacy notice at our discretion\r\n and at any time. When we make changes to this privacy notice, we will\r\n notify you by email or through a notice on our website homepage.\r\n
\r\n\r\n Contact Information\r\n
\r\n\r\n If you have any questions or comments about this notice, our Privacy\r\n Statement, the ways in which we collect and use your personal\r\n information, your choices and rights regarding such use, or wish to\r\n exercise your rights under California law, please do not hesitate to\r\n contact us at:\r\n
\r\n\r\n If you have any questions about this privacy policy or AmWest\r\n Funding's treatment of your personal information, please write to:\r\n
\r\n\r\n AmWest Funding Corp
\r\n 6 Pointe Drive, Suite 300
\r\n Brea, CA 92821
\r\n Headquarter: (714) 831-3333\r\n
\r\n Your Rights under the CCPA\r\n
\r\n\r\n The rights that the CCPA confers on consumers regarding their personal information includes all of the following: \r\n
\r\n\r\n How You May Exercise Your Rights Under the CCPA\r\n
\r\n\r\n As a consumer you may exercise your rights under the CCPA and may expect all of the following from that process: \r\n
\r\n