Updated Monday, December 9 2019

Turn Times

Submission (LE and Disclosure)

Registered Before 12 PM (PST)1 Business Day1 Business Day
Registered After 12 PM PS (PST)1 Business Day1 Business Day

U/W Decision

Loan TypePurchaseRefinance
Conv1 Business Day2 Business Day
FHA / VA1 Business Day2 Business Day
Jumbo1 Business Day2 Business Day
Portfolio1 Business Day2 Business Day
Complex2 Business Day3 Business Day

Condition Review

Loan TypePurchaseRefinance
CONV2 Business Days2 Business Days
FHA / VA2 Business Days2 Business Days
Jumbo2 Business Days2 Business Days
Portfolio2 Business Days2 Business Days
Complex2 Business Days2 Business Days


Loan Doc1-2 Business Days1-2 Business Days
Funding Reviewwithin 24 Hourswithin 24 Hours

Important Dates to Follow

December DOCS Cut-off Dates February 1st Payments (west)

Last Day to Order Initial CD

Purchase (CONV)12/23/2019
Refinance (CONV)12/23/2019
Purchase (FHA)12/23/2019
Refinance (FHA)12/23/2019
FHA Streamline12/16/2019

Last Day to Order Loan Doc

Purchase (CONV)12/30/2019
Refinance (CONV)12/30/2019
Purchase (FHA)12/26/2019
Refinance (FHA)12/26/2019
FHA Streamline12/19/2019

Last Day to Return

Purchase (CONV)1/3/2020
Refinance (CONV)1/3/2020
Purchase (FHA)12/31/2019
Refinance (FHA)12/31/2019
FHA Streamline12/23/2019

Last Day to Fund

Purchase (CONV)1/7/2020
Refinance (CONV)1/7/2020
Purchase (FHA)1/3/2020
Refinance (FHA)1/3/2020
FHA Streamline12/26/2019