Updated Tuesday, November 12 2019


Turn Times

Submission (LE and Disclosure)

TypePurchaseRefinance
Registered Before 12 PM (PST)1 Business Day1 Business Day
Registered After 12 PM PS (PST)1 Business Day1 Business Day

U/W Decision

Loan TypePurchaseRefinance
Conv1 Business Day2 Business Day
FHA / VA1 Business Day2 Business Day
Jumbo1 Business Day2 Business Day
Portfolio1 Business Day2 Business Day
Complex2 Business Day3 Business Day

Condition Review

Loan TypePurchaseRefinance
CONV2 Business Days2 Business Days
FHA / VA2 Business Days2 Business Days
Jumbo2 Business Days2 Business Days
Portfolio2 Business Days2 Business Days
Complex2 Business Days2 Business Days

Closing

DepartmentPurchaseRefinance
Loan Doc1-2 Business Days1-2 Business Days
Funding Reviewwithin 24 Hourswithin 24 Hours

Important Dates to Follow

November DOCS Cut-off Dates January 1st Payments (west)

Last Day to Order Initial CD

Purchase (CONV)11/22/2019
Refinance (CONV)11/22/2019
Purchase (FHA)11/22/2019
Refinance (FHA)11/22/2019
FHA Streamline11/13/2019

Last Day to Order Loan Doc

Purchase (CONV)11/26/2019
Refinance (CONV)11/26/2019
Purchase (FHA)11/25/2019
Refinance (FHA)11/25/2019
FHA Streamline11/18/2019

Last Day to Return

Purchase (CONV)12/3/2019
Refinance (CONV)12/3/2019
Purchase (FHA)12/2/2019
Refinance (FHA)12/2/2019
FHA Streamline11/20/2019

Last Day to Fund

Purchase (CONV)12/6/2019
Refinance (CONV)12/6/2019
Purchase (FHA)12/5/2019
Refinance (FHA)12/5/2019
FHA Streamline11/25/2019